Collateral institutions already understand.
Three tiers, from sovereign cash equivalents to ZK-gated private credit. Each asset earns a loan-to-value the protocol adjusts for real-world liquidity and macro signal. Pick one and see what it borrows against.
Select an asset above
tier —- Base LTV
- —
- AI-adjusted LTV
- —
- Liquidation threshold
- —
- Oracle sources
- —
imyo accepts tokenised real-world assets across three tiers. Tier 1 is sovereign cash equivalents; Tier 3 is ZK-gated private credit confined to whitelisted institutions. Pick any row to see its parameters.
Illustrative target parameters — risk curves are not yet live on mainnet and are gated on an independent audit. See Proof for current build status.
A static LTV is a guess that never updates. A real-world asset's safe leverage moves with its real-world liquidity.
imyo's risk model reads the things that actually move a tokenised asset's resilience — front-end rates, credit spreads, redemption-window depth, on-chain secondary liquidity — and adjusts the loan-to-value ceiling accordingly. Tier 1 cash equivalents earn the most leverage because they are the easiest to liquidate without slippage. Tier 3 private credit earns the least and is walled into credit silos that cannot contaminate the open pools, with borrower creditworthiness proven by ZK attestation rather than disclosed on a public ledger.
Leverage should track liquidity, not optimism.RWA · collateral tiering
Real-world assets as collateral.
The full thesis on tokenised T-Bills, commercial paper and private credit as first-class collateral.
read 02 · ThesisThe institutional thesis.
BUIDL at $2.9B, MiCA live, the GENIUS Act passed. Why the largest pools of capital are turning on-chain.
read SIM · RatesRate explorer.
The AI curve against the legacy kink — watch the venue reprice before the cliff instead of at it.
run RES · USTTokenised treasuries.
The asset class that anchors Tier 1 — sizing, issuers, and where the yield comes from.
read